5 Tips for Getting Insurance as Food Entrepreneurs

Food entrepreneurs know that in the twinkle of an eye things can get messy, hence the need to get their business insured. This messiness may be caused by manmade or natural disasters.

However, getting insurance would still need to be thoroughly thought about. Users on reviews sites such as UK.collected.reviews have shared tips on how to go about this. From assessing business insurance companies to premiums and claims, these are some tips you should be looking at.

1.             Comparing insurance companies:

Comparing firms should be your first stop before getting any policy at all. Through comparisons, you would be able to dissect the right insurance company from the wrong ones. Fortunately, there are online sites that can help with this. Most review websites do price and product comparison of different firms.

2.             Discounts and services:

Who doesn’t love to buy a policy when it is cheap? Obviously not us, and we doubt it’s what you would do. Certain policies come with great discounts. You should be on the lookout for such insurance. Also, new insurance firms often try to bring the price of a policy down to persuade customers. Aside from discounts, you should be looking at services likewise. The better the services, the more patronising the company.

3.             Using an agent when buying:

Truth is, terms that surround insurance policy can be ambiguous. This is the reason you should be using an agent for your service especially if you are new to it. An agent will direct you to what insurance to get for your food business and what not. He will inform you about the implications of a certain insurance policy and the thrills of it should you get into it. And what more? Agents can be hired at little fees even while their services have proven to be essential to new businesses.

4.             Be transparent with your details:

Never lie to an insurance company while getting your insurance or trying to get through it. Such lies always are counter-effective in the sense that when claims are up and the details do not match, you pay so heavily for them. Most insurance companies give forms to clients to fill in their details. You should never misrepresent facts in these forms. You should always be transparent and honest about your dealings in every situation you’re prompted.

5.             Coverage is not automatic:

When you add a new product to your business, say a new car or tool, the coverage existing on the previous won’t be transferred to the new ones unless you inform your insurers. Updating them is essential in this regard if you want your coverage to likewise be updated. Check with them for the notification of your contract and try to reevaluate your coverage to match both your new and existing properties.


As a food entrepreneur, there is so much to know and learn about insurance policies. Do not jump into deciding whereas you can wait and learn or let agents get the job done … Read More..

Why is Healthy Food more Expensive than Fast Food?

Why Fast Food <em>Isn't</em> Cheaper Than Healthy Food | HuffPost Life

A lot of people say they want to eat better but cannot afford to. There is a strong conviction that cooking healthy meals cost a fortune and as such, people rather opt for junk food that they believe is cheap. However, at a closer examination, the idea that healthy food costs a fortune is a myth. Some fast foods are not only expensive, but they also have terrible nutritional values. Also, even if fast food is cheaper, they become expensive in the long run.

Most fast foods are processed foods with little or no essential nutrients; regular consumption can lead to metabolic syndrome which has a cluster of conditions like obesity, type 2 diabetes, heart issues, fatigue, sluggishness and lack of energy, etc. At the end of the day, the money spent to treat these diseases would be a lot more than what could have been spent on healthy food and avoiding stress.

If you want to eat healthy food, you should order from the right companies. You can read healthy food service delivery reviews on US-Reviews to know the right companies to patronize. Besides, you can eat healthy foods on a budget. Here are some tips:

Turn leftovers into new meals

Make more than your family needs for dinner so that you can enjoy the leftovers as lunch. Throwing away leftovers is not a good habit and makes you spend more on food. There are lots of food ideas you can turn your leftovers into. To preserve them, you can simply refrigerate them till the next day. This way, you will be able to avoid having unhealthy food choices for lunch.

Be on the lookout for grocery store deals

You can find huge deals on meat, fish, beans, frozen fruits, etc. if you are always on the lookout for store deals. This way, you will get more healthy foods for less and use the change for something else. Don’t be quick to throw grocery store fliers into the trash can. Keep an eye on their websites as well. you can also call up grocery stores in your neighborhood to inquire about prices and deals.

Eat other sources of protein apart from meat

Meat provides a good quantity of protein, but it can be expensive. However, you don’t have to stick to meat alone. Canned foods such as tunas, sardines, salmon, etc. are great sources of protein too. They also provide other nutrients like calcium, vitamin D, omega 3 fatty acids. etc. You can opt for canned lentils and beans; they are versatile and rice with iron.

Store your food properly

You should always try to reduce food wastage and proper storage enhances that. Know the conditions which make the different types of foods thrive. For instance, apples keep longer when in the fridge and potatoes don’t sprout in cool and dark spots. Most foods keep longer when refrigerated. 

Storing and cleaning your food properly also helps to avoid food-borne diseases. When buying produce, take note of the ones that … Read More..